It’s hard to believe that American Thanksgiving is here again. While Thanksgiving traditionally marks the start of the holiday season, this year is different. To allow for social distancing, Black Friday sales have been happening for weeks already. Public health officials hope that Americans can learn from Canada about...

For years I resisted the idea of automatic payments. There was something about the whole concept of automatic payments that made me feel like I would not be in control. While working at the electronics store, the phone company gave us the objective of getting people to sign up...

We live in a world where the Internet connects everybody. It allows us to connect with one another even when there are great distances separating us. We can work with people around the world in real time. We can take classes, conduct our banking, and invest online. There are...

After working for five years as a salesman in an electronics store, I learned quite a bit about cellphones and plans as well as how to get the most of our devices. There are some things that we can do to get the most out of our beloved little...

I am not a politically correct person, nor do I want to be. Somehow, it became socially encouraged to be politically correct in order to include everyone and not leave anyone out. My focus is growth and improvement. With so much civil unrest happening, I feel I must touch...

There are people who cross the border and would like to be able to install the other country’s apps on their phone. The problem is that companies can geo-lock their apps. While this is a great way to reduce confusion with people installing the wrong county app on their...

The other day I told my 13-year-old son that the yard needed to get mowed that morning. I had looked at the weather forecast and saw that there were a couple rainy days coming. It had been a week since the yard was last mowed, so while it wasn’t...

As the father of three teenagers (age 13, 16, and 19) I would like to share some of the things that we have done and do to prepare our children for successful adulting. Kids learn by watching their parents. They learn so much from their parents and if their...

Momentum is the force in our lives that keeps us moving in the direction we are heading, and it can be our best friend, or our worst enemy. The more I experience in life, the more I am convinced that momentum is a major factor. Momentum works like interest....

I remember getting my first debit card when I was just starting college. At the time, I was 18. It was less than a year later that I got my first credit card, a Discover Card. Over the years I have used both credit cards and debit cards without...