Ah! Sweet points… like companies just handing us money! The truth is that they are not giving us money – we are the ones handing our hard-earned money to the companies. Earning points is encouraging and can give us a feeling of accomplishment. Seeing rewards points disappear because they...

The other evening, I watched Ken Burns’ documentary The Dust Bowl. I have found all his films excellent! He has an amazing ability to make what could be a boring topic interesting. There are some lessons that we can learn from the dust bowl. For those of you who...

Having a Costco membership can be a double-edged sword. We can get good deals on things and food, and we can also overspend. The trick is to learn how to maximize your Costco membership. The following is a list of tips that I have compiled from shopping at Costco...

While visiting family in Colorado, my sister invited me to attend a meditation session at her Yoga studio Sunny Isle Yoga. During that session, it came up about letting go of things that we don’t need anymore. We all bring things into our lives for various reasons. Often these...

Tires last until they blow… The income is great until it stops coming in… Our health is good until we end up in the hospital… Everything is good until it isn’t! Things can work out like in Hemmingway’s novel The Sun Also Rises: “How did you go bankrupt? Two...

So, the CPI and PPI were slightly lower than expected for the month of November 2022. Has this wild inflation been tamed? Are the interest rate increases going to bring inflation down to the desired level? I am not a trained economist, although I do have a history degree...

I like McDonald’s food! If I can get a deal on the food, even better. Free food? Oh, yeah, keep reading this post and you can get the same notification I got! While the prices of food have been increasing, I do what I can to pay as little...

Who says there should only be two money strategies? Why is income only referred to as either active or passive income? I have seen passive workers earning active income. There are also people actively earning passive income. How is it that the government wants inflation? OK, not too much...

A lot of people think that their house is their biggest and best investment. For some people that may be so. When we invest in ourselves, it is the best investment we can make. This is also something where we can control the value. When we take care of...

Keeping cash at home should be an aspect of your emergency funds. I am a firm believer in having back-up plans. Sometimes, I have a back-up plan for the back-up! As Murphy says, “If something can go wrong, it will.” (… and it usually happens at the worst time!)...